Loan Strategies
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Take advantage of prepayment privileges to reduce interest05/01/2025
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Use collateral only when absolutely necessary04/26/2025
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Compare APRs across a range of lenders04/25/2025
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Negotiate origination fees for more cost-effective borrowing04/22/2025
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Apply for pre-approval to strengthen your negotiation04/22/2025
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Utilize grace periods strategically in loan products04/19/2025
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Bundle home improvements into a single low-interest loan04/19/2025
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Plan repayment schedules around income fluctuations04/15/2025
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Use balloon payments to manage short-term business needs04/14/2025
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Structure bridge loans to cover short-term gaps04/10/2025
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Opt for fixed-rate loans in rising rate environments04/05/2025
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Use income-based repayment for student loans04/05/2025
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Compare APRs across multiple lenders before signing04/01/2025
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Structure repayment schedules to align with cash flow cycles03/31/2025
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Match loan terms to the life of your asset03/29/2025
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Negotiate origination fees for cost savings03/26/2025
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Use debt consolidation to simplify multiple payments03/24/2025
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Refinance existing loans when rates fall for instant savings03/21/2025
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Structure balloon payments for business cash flow03/21/2025
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Use co-signers to access better terms when needed03/17/2025
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Leverage government-backed loans for lower down payments03/14/2025
Latest Articles
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07/05/2025Central banks coordinate on inflation management strategies
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07/05/2025Analyze collateral value for secured lending
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07/04/2025Auto sector sees renewed investment with EV growth
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07/03/2025Apply ESG filters for values-aligned management
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06/29/2025Incorporate rental payment data where available
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06/27/2025Evaluate the use of credit for recurring household expenses